Personal Secured Loans

If you’re in the market for a personal secured loan you should carefully evaluate both the amount you borrow and the risk involved.

A personal secured loan requires the borrower to offer the lender some sort of security – something to fall back on if payments cannot be made. In the vast majority of cases this will be the borrower’s home, which is why personal secured loans are sometimes referred to as homeowner loans. Taking out a personal secured loan will put your property at risk of repossession if you fail to meet the repayments.

There are many different levels of personal secured loans to choose from with the amount you can borrow varying from around £3,000 to up to £100,000 depending on the lender, and the amount can be paid back over a three-25 year period, again dependent on the individual loan deal you secure.

The most important consideration when you search the market for a personal secured loan should be the annual percentage rate (APR). This will determine the level of interest you pay – generally speaking, you will pay a lower rate of interest if you have a good credit score. It is usually advisable to find out your credit score before you apply for a personal secured loan as every application will leave a footnote on your credit profile – rejections will harm your credit score. However, you must also look beyond the APR of a personal secured loan and consider hidden fees such as early repayment charges.

Generally speaking, personal secured loans are easier to obtain than unsecured loans because the equity you offer (usually your home) reduces the level of risk for the lender. Consequently, a personal secured loan is a popular solution for people with adverse credit, those who are self-employed or who may otherwise be unable to obtain a personal loan.

THINK MONEY LOANS
Think Money provide a range of financial solutions. One call and we will search our panel of lenders to find the right loan for you.
http://www.thinkmoney.com/

PERSONAL LOANS MADE EASY
Easy Personal Loans for any purpose, a fast decision whilst you wait. Apply using the quick online form or call today.
http://www.personalloansmadeeasy.co.uk/

LOW LOANS
Search hundreds of low loans instantly, and apply for a free, no obligation quote at Lowloans.co.uk.
www.lowloans.co.uk

OCEAN FINANCE
Ocean Finance offer a range of any purpose loans that are arranged though well established and recognised lending finance institutions. Apply for a secured homeowner loan. Fast decision online.
www.OceanFinance.co.uk

NORTON FINANCE
Whether you’re considering secured or unsecured loans, Norton Finance will help you find the best loans with the lowest interest rate and the most preferential terms available to suit your individual circumstances.
www.nortonfinance.co.uk

FIRSTPLUS
FIRSTPLUS is a leading secured loan provider. At FIRSTPLUS we design a loan to suit your individual needs. You choose how much you want to borrow, and how long for.
www.firstplus.co.uk

FREEDOM FINANCE
One of the UK's leading national finance brokers in personal loans to homeowners and mortgages.
Instant online loan application.
www.freedomfinance.co.uk

TESCO
Financial help and information from Tesco, Britain's leading retailer.
www.tescofinance.com/personal/finance/finance/loans/index.jsp

NORTHERN ROCK
Northern Rock offers a range of competitive Unsecured Personal Loans available to existing and new customers. You can use our loans for just about anything you want, subject to our lending policy. Whether you’re a first time buyer, moving home or want to remortgage, select the best mortgage deal to suit you from our range of mortgages.
www.northernrock.co.uk 

PERSONAL LOAN UK.com
Part of UK Finance Online Ltd, we have years of experience finding the right Secured Loans for Homeowners and Personal Loans for Tenants. We can arrange loans for most types of credit problems - mortgage orcredit arrears, CCJ's, IVA's or bankruptcy. So don't let having a poor credit history stop you getting that loan.
www.personalloanuk.com

VIRGIN MONEY
Virgin Money aims to give customers a better deal. We offer a wide range of great value financial products that are easy to understand and sort out.
www.virginmoney.com

CENTRAL CAPITAL
We will search the major banks and finance houses in the UK loans market and then come up with a deal that's right for you.
www.centralcapital.com

ALLIANCE & LEICESTER
Loans for homeowners of up to £50,000. We'll consider you even if you've been refused credit.
www.alliance-leicester.co.uk/securedloans/home.asp   

BEST4LOANS
Are you looking for a secured loan to pay off some existing debts or carry out some home improvements? Are you looking for an unsecured loan at a competitive rate? Bad credit history, or refused credit?
www.best4loans.co.uk    

BEST LOANS
Bestloans.co.uk searches hundreds of plans to find the right loan to suit your circumstances. No search fees, no credit checks and absolutely no obligation.
www.bestloans.co.uk

HOMELOANS DIRECT
Home Loans Direct specialise in secured home loans for residents in the UK. All transactions are completed privately on-line in the comfort of your own home. Enjoy a fast, hassle-free, no-nonsense service from a company that cares, with years experience, and the determination to get what you want!
www.homeloans-direct.co.uk